The Federal Emergency Management Agency has published its ratings for local communities, which determine how much of a discount those communities will get on flood insurance. Lake City and Morrow will present detailed information about their ratings at this week’s council meetings. These rates are effective as of April 1.
We made a chart for you to see how your area fared:
You can see the full nationwide list here:
Cities and counties can elect to take part in the Community Rating System (CRS), which rewards communities that engage in floodplain management beyond National Flood Insurance Program (NFIP) requirements. To get the discount, FEMA requires that participating communities:
- Reduce and avoid flood damage to insurable property
- Strengthen and support the insurance aspects of the National Flood Insurance Program
- Foster comprehensive floodplain management
Some of the ways communities can earn credit include hazard disclosure for prospective homebuyers, placing flood protection information in the public library, adding more detailed floodplain maps, protecting open land against development, mandatory soil tests, and improving stormwater management.