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The Federal Emergency Management Agency has published its ratings for local communities, which determine how much of a discount those communities will get on flood insurance. Lake City and Morrow will present detailed information about their ratings at this week’s council meetings. These rates are effective as of April 1.

We made a chart for you to see how your area fared:

City/CountyCIDRating ClassDiscount
College Park130086620%
Atlanta135157620%
East Point130087715%
Fayetteville130431620%
Forest Park13004295%
Fulton County135160100%
Dekalb County130065715%
Henry County130468810%
Lake City130044810%
Morrow130045715%

You can see the full nationwide list here:

Cities and counties can elect to take part in the Community Rating System (CRS), which rewards communities that engage in floodplain management beyond National Flood Insurance Program (NFIP) requirements. To get the discount, FEMA requires that participating communities:

  • Reduce and avoid flood damage to insurable property
  • Strengthen and support the insurance aspects of the National Flood Insurance Program
  • Foster comprehensive floodplain management

Some of the ways communities can earn credit include hazard disclosure for prospective homebuyers, placing flood protection information in the public library, adding more detailed floodplain maps, protecting open land against development, mandatory soil tests, and improving stormwater management.

Robin Kemp is executive editor and CEO of The Clayton Crescent, which she founded in 2020. She has worked for Gambit, CNN, The Weather Channel, Clayton News, Henry Herald, and numerous freelance outlets....

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